5 Ways Seniors Can Reduce Medical Costs
Medical care is expensive for American seniors who have a limited income. Even those who have public or private health insurance find themselves having to pay out of pocket for routine screenings, medications and doctors visits. Every penny counts when it comes to saving money on healthcare and seniors can do so by following these tips:
1. Do some research into your health – researching health issues could help seniors reduce the time spent at the doctor’s offices. However, internet resources and books used for self-diagnosis should not replace a doctor’s care; they can however help seniors stay on the right track with diagnostics and care and keep costs lower
2. Avoid the emergency room – charges are higher at hospital emergency rooms. If you experience something that requires medical attention that isn’t an emergency, ask for an immediate doctor’s appointment or go to a walk-in clinic
3. Look for free or low-cost medical care options – during featured health months (like Breast Cancer Awareness month) or seasons where there’s an increase of certain health issues; look for free or low-cost clinics. Breast cancer screenings, flu shots, and even basic diagnostic tests like blood pressure and more are offered in different communities
4. Ask for second and even third opinions – just because one doctor mentions that surgery, or a specific, expensive medication is a requirement doesn’t mean that any senior needs to take it to heart. Ask for additional opinions if you’re uncertain
5. Never be afraid to ask – when it comes to medications, procedures and any element of medical care, ask how much it costs, ask if prices are negotiable, and don’t hesitate to shop around
Via: aipm.net
Image: sxc.hu





